The alliance tries to sow a split between the so-called healthy and the sick, so that the healthy will not want to pay for the sick. But we don't know in advance who will be healthy or ill. It is therefore a high-risk project to bet on a system where you cannot afford to be sick. You can instead see the social insurance for what it is, a generous insurance in case you get sick. To have one is to act in one's own interest. Especially as the Swedish social insurances are cheaper and cover more than the American private variants.